Deferred payment agreements

Maintaining the property

If the property remains empty, you will need to maintain it, which will mean paying for things like house insurance, heating to prevent damp and frost, and any maintenance or ground rent.

Renting out

If you rent out the property the Council will expect the income to be contributed towards your care home costs with your other available income, thus reducing the amount to be repaid when your property is sold.

Requirement to sell

Your deferred payments will become due from your estate if you die, which may mean that the property will have to be sold, even if there are people (including family members) living there.