Making your money go further
Budgeting allows you to ensure that your spending stays within what you can comfortably afford, and lets you prioritise the things that are most important to you.
The Government's Money Advice Service provides good easy-to-understand online information and budgeting tools.
Plan before you borrow
Understanding the cost of borrowing money is an important part of staying within your budget.
The Money Advice Service offers a range of ways of planning properly if you decide that you do need to borrow money so that there aren't any surprises about how much you'll have to repay and when.
Last reviewed: 19/02/2015
